Our financial planning process remains similar whether we are providing advice to an individual, family, partnership or Limited Company:

  1. Establish a client relationship – We will clearly explain the services available and will define our responsibilities to each other. We will explain how and when we will be paid and agree how long our professional relationship is intended to last.
  2. Gather data and discuss objectives and goals – We will gather information which allows us to build a picture of your financial situation. This will include details of any existing plans or arrangements you may already have. We will discuss your wants, needs, plans and dreams and your ideal timescales for achieving them. We will also find out about your appetite for various financial risks.
  3. Analyse and evaluate your financial status – We will analyse the information gathered to assess your current financial situation. We will then discuss with you what needs to be done to help you in meeting your needs and goals and together we will agree on a plan of action, for now and FOR THE FUTURE.
  4. Present any recommendations and plans – We will discuss any plans and offer recommendations that address your needs and goals. We will explain them fully to you in plain English, so that you can make a fully informed decision on if and when you wish to proceed.
  5. Ensure the recommendations are implemented – We will implement any agreed recommendations for you, in line with your time-frames. We will also liaise with any other professionals that might need to be involved, such as accountants, solicitors or other specialists.
  6. Monitor and review – We will monitor the progress of the recommendations/applications to ensure that the agreed plans are put in place to your satisfaction, and will agree suitable intervals for reviewing your plans/circumstances, so that any amendments can be made as and when necessary.

Individual Planning

We offer a full range of individual financial planning services including:

Business & Corporate Planning

We advise and provide services to businesses throughout the UK from sole traders and small to medium enterprises to larger corporates, including:

Our Fees

We will charge you a fee for providing our advice and services, which may either be paid directly by you or deducted from any plans that we arrange on your behalf. The fees charged will be agreed with you prior to any work being carried out.

If an ongoing service is agreed with your adviser then an ongoing fee will also be levied. This fee will be agreed at outset as will the level of service you will receive for it.

Fees will typically be charged as a fixed amount, a percentage of funds invested or a combination of these. We can also work on a hourly rate if you prefer.

We may receive commission payments for the advising and arranging of pure protection policies and mortgages.